Armstrong State University is now Georgia Southern University. For information about Fall 2018 and beyond, visit Current Armstrong students (spring and summer 2018) can continue to access information through For details about the consolidation, visit
h > Financial Aid > Explore Opportunities > Loans

Financial Aid: Loans

What are Loans?

Education loans consist of money that is borrowed by a parent or student from a lender or the Federal Department of Education to assist with educational expenses. Education loans require repayment with interest.

NOTE: Enrollment in sessions beginning later in the term may delay your aid disbursement as verification of attendance cannot be performed until those classes have begun.

Types of Loans

How to Apply for a Loan

How to Keep Loans

Avoiding Default

In order to continue receiving Direct loans and other Federal Financial Aid, you cannot default on a loan. If you default on a federal loan, you will not be eligible for Federal or State Financial Aid until the loan is no longer in default. If you default, your loan lender can discuss with you specific rehabilitation methods to remove the default status. Visit the Avoiding Default website for useful tips and helpful advice.

Calculating Your Loan Repayment

Use this Loan Calculator to determine your loan repayment amounts and the time it will take you to repay them.


Read More $5.2 Million Federal Grant to Provide Scholarships to Underserved Students in Waters College of Health Professions

(October 6, 2017) – Armstrong State University Associate Provost for Academic Affairs and Graduate Studies Donna Brooks, Ph.D., is the recipient of a four-year U.S. Health Resources and Services Administration’s Scholarships for Disadvantaged Students Program Grant valued at $5.2 million.

Read More Armstrong Launches Childcare Tuition Assistance Program

(February 9, 2017) – In partnership with Atlanta-based nonprofit Quality Care for Children, Armstrong State University recently launched a program, which provides financial assistance for quality child care to parents who are pursuing a four-year college degree.

Read More Armstrong Signs Memorandum of Understanding with Consul General of Mexico to Provide Scholarships

(December 13, 2016) – On Friday, Dec. 9, Consul General of Mexico Javier Díaz de Leó visited Armstrong State University to sign a memorandum of understanding with Armstrong President Linda M. Bleicken. The Hispanic Outreach and Leadership at Armstrong program is a recipient of the Mexican Consulate’s 2016-2017 IME-Becas Scholarship Program, which benefits Mexican and Mexican-American students.

Read More Great Dane’s Hammond for Hope Foundation Awards Two Scholarships to Armstrong

(December 9, 2016) – Armstrong State University has received a three-year commitment from the Hammond for Hope Foundation -- founded by Great Dane -- to fund two scholarships, beginning in fall 2017. One $10,000 scholarship and one $5,000 scholarship will be awarded annually to students working toward graduate degrees in Armstrong’s Communication Sciences and Disorders program. 

View More Department News >