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Financial Aid: Loans

What are Loans?

Education loans consist of money that is borrowed by a parent or student from a lender or the Federal Department of Education to assist with educational expenses. Education loans require repayment with interest.

NOTE: Enrollment in sessions beginning later in the term may delay your aid disbursement as verification of attendance cannot be performed until those classes have begun.

Types of Loans

How to Apply for a Loan

How to Keep Loans

Avoiding Default

In order to continue receiving Direct loans and other Federal Financial Aid, you cannot default on a loan. If you default on a federal loan, you will not be eligible for Federal or State Financial Aid until the loan is no longer in default. If you default, your loan lender can discuss with you specific rehabilitation methods to remove the default status. Visit the Avoiding Default website for useful tips and helpful advice.

Calculating Your Loan Repayment

Use this Loan Calculator to determine your loan repayment amounts and the time it will take you to repay them.


Read More Armstrong to Host Start Strong, Start Now Admissions Event on July 26

(July 13, 2017) – Armstrong will host a one-day admissions event for new students looking to register for Fall 2017 courses. All application fees will be waived for the event. This event is free and open to the public. 

Read More U.S. Veterans Magazine Names Armstrong 2017 Best of the Best Top Veteran-Friendly Schools

(June 14, 2017) – U.S. Veterans Magazine has named Armstrong State University as one of the 2017 Best of the Best Top Veteran-Friendly Schools. The annual review is an evaluation of the nation’s employers, initiatives, government agencies and educational institutions. Lists were compiled from market research, independent research, diversity conference participation and survey responses to determine which universities provide learning environments conducive to student veteran success.

Read More Armstrong Liberty Center in Hinesville To Host Family-Friendly Open House on June 6

(May 18, 2017) – The Armstrong Liberty Center in Hinesville will host an open house event featuring free family-friendly fun. Tours of the Armstrong Liberty Center and information about academic programs will be available, plus free snow cones, cotton candy, face painting and more.

Read More Armstrong State University Named One of the Nation’s Top 100 Military Spouse Friendly Schools

(March 10, 2017) – Armstrong State University has been named to the list of the Top 100 Military Spouse Friendly Schools by Victory Media, the publisher of Military Spouse, G.I. Jobs and STEM Jobs, for a second year in a row. The annual list recognizes higher education institutions that actively recruit and support spouses of active duty service members while acknowledging and supporting military spouse students through the unique challenges of military life.

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