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h > Financial Aid > Explore Opportunities > Loans > How to Apply

Financial Aid: How to Apply

Step 1

Borrowers must apply for a Federal Student Aid (FSA) ID at fsaid.ed.gov. This is the same ID you will use to electronically "sign" your Free Application for Federal Student Aid (FAFSA) and other financial aid forms.

Step 2

Students must complete the Free Application for Federal Student Aid (FAFSA) at www.fafsa.ed.gov. One out of every three FAFSA's are selected for the Verification process by the Federal Department of Education. This process must be completed to receive a Federal Direct loan. You will be notified via Port of Armstrong what is needed to complete this process if selected.
 

Step 3

Students wishing to receive a Direct loan are required to accept their loan on their award.  For click-by-click instructions on how to accept your loan, view Accepting & Changing Your Award.


Step 4

Sign your electronic Master Promissory Note (eMPN) using your PIN atwww.studentloans.gov. Borrowers do not have to re-sign each year for future Direct or PLUS loans.
 

Step 5

Complete Entrance Counseling at www.studentloans.gov. Entrance Counseling is required to receive a Direct or Graduate PLUS loan. It is not required for a Parent PLUS loan. You are not required to complete Entrance Counseling if you have completed Entrance Counseling at Armstrong previously.

Your Direct loan will not disburse until each step has been completed.
 

Adjusting Your Loan

Option 1
Paper loan requests are used by borrowers to request additional loan funds, reduce loan awards, or for requesting loan funds for summer semester.

In order for a paper loan request to be processed, you must print the loan request from the Financial Aid Forms page or stop by the Office of Financial Aid for a copy. Please complete the paper loan request and submit it to the Office of Financial Aid for processing.

Option 2
You may make adjustments to your loan by signing into your SHIP account via Port ofArmstrong.  For click-by-click instructions on how to adjust your loan, view Accepting & Changing Your Award.