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Financial Aid: Federal Graduate PLUS Loan

The Federal Graduate PLUS Loan is an educational loan for regularly-admitted graduate students enrolled and verified in at least half-time attendance. Half-time enrollment is at least three credit hours. Financial need is not a requirement; however, a credit check is required. Graduate students must have utilized all of their Federal Direct Loan eligibility before eligibility for a Federal Graduate PLUS Loan can be determined. All loan eligibility is based on the Cost of Attendance minus other aid received. Students may apply for the PLUS loan at

The interest rate for Federal Graduate PLUS Loans is fixed at 6.31%. There is a 4.276% loan origination fee on all Direct PLUS Loans. The fee will be proportionately deducted from each loan disbursement. The interest rates and origination fees for federal loans are determined by federal law.

The first payment is due 60 days after the loan is disbursed or six months after the student graduates or drops below a half-time status.  The deferment options may be specified in the application process.

Federal Graduate PLUS Loan funds are credited to the student's account once the funds are delivered electronically to the school.

ALL students requesting loans must complete the student financial aid application process (FAFSA).

All approved applicants must complete a Master Promissory Note and PLUS loan counseling at


Read More $5.2 Million Federal Grant to Provide Scholarships to Underserved Students in Waters College of Health Professions

(October 6, 2017) – Armstrong State University Associate Provost for Academic Affairs and Graduate Studies Donna Brooks, Ph.D., is the recipient of a four-year U.S. Health Resources and Services Administration’s Scholarships for Disadvantaged Students Program Grant valued at $5.2 million.

Read More Armstrong Launches Childcare Tuition Assistance Program

(February 9, 2017) – In partnership with Atlanta-based nonprofit Quality Care for Children, Armstrong State University recently launched a program, which provides financial assistance for quality child care to parents who are pursuing a four-year college degree.

Read More Armstrong Signs Memorandum of Understanding with Consul General of Mexico to Provide Scholarships

(December 13, 2016) – On Friday, Dec. 9, Consul General of Mexico Javier Díaz de Leó visited Armstrong State University to sign a memorandum of understanding with Armstrong President Linda M. Bleicken. The Hispanic Outreach and Leadership at Armstrong program is a recipient of the Mexican Consulate’s 2016-2017 IME-Becas Scholarship Program, which benefits Mexican and Mexican-American students.

Read More Great Dane’s Hammond for Hope Foundation Awards Two Scholarships to Armstrong

(December 9, 2016) – Armstrong State University has received a three-year commitment from the Hammond for Hope Foundation -- founded by Great Dane -- to fund two scholarships, beginning in fall 2017. One $10,000 scholarship and one $5,000 scholarship will be awarded annually to students working toward graduate degrees in Armstrong’s Communication Sciences and Disorders program. 

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