Armstrong State University is now Georgia Southern University. For information about Fall 2018 and beyond, visit GeorgiaSouthern.edu. Current Armstrong students (spring and summer 2018) can continue to access information through Armstrong.edu. For details about the consolidation, visit consolidation.georgiasouthern.edu.
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Financial Aid: How Much am I eligible for?

There are annual and aggregate limits that must be considered when determining Federal loan eligibility. For more information, see the Federal Direct Loan Eligibility Chart below.

  Base- Subsidized and/or Unsubsidized Additional Unsubsidized Only Total Annual Limit Aggregate Loan Limit
0-29 Earned Hours        
Dependent Student $3,500 $2,000 $5,500 $31,000*
Independent Student $3,500 $6,000 $9,500 $57,500*
30-59 Earned Hours        
Dependent Student $4,500 $2,000 $6,500 $31,000*
Independent Student $4,500 $6,000 $10,500 $57,500*
60+ Earned Hours        
Dependent Student $5,500 $2,000 $7,500 $31,000*
Independent Student $5,500 $7,000 $12,500 $57,500*
Post-Baccalaureate        
Independent Student $5,500 $7,000 $12,500 $57,500*
  Base Unsubsidized Additional Unsubsidized Only Total Annual Limit Aggregate Loan Limit
Graduate        
Regularly-Admitted Student $8,500 $12,000 $20,500 $138,500**


* (up to $23,000 sub)
** (up to $65,500 sub) 

Subsidized loans do not accrue interest while the student is enrolled at least half time.  Unsubsidized loans accrue interest.  Current subsidized and unsubsidized loans for undergraduate students that disburse after July 1, 2017 have a fixed interest rate of 4.45%. For regular graduate students, unsubsidized loans have a fixed interest rate of 6%. Effective for periods of enrollment beginning on or after July 1, 2012, graduate and professional students are nolonger eligible to receive Direct Subsidized loans.The interest rates for federal student loans are determined by federal law.  Loan Servicers are required by law to notify students of changes in the interest rate. Repayment of the loan usually begins six months after the student is no longer enrolled at least half-time in school. If needed, students may defer repayment of their loans by contacting their Loan Servicer.

Eligibility for Direct loans is determined upon completion of the FAFSA. Direct loan funds are credited to the student's account once the funds are delivered to the school.

NEWS:

Read More $5.2 Million Federal Grant to Provide Scholarships to Underserved Students in Waters College of Health Professions

(October 6, 2017) – Armstrong State University Associate Provost for Academic Affairs and Graduate Studies Donna Brooks, Ph.D., is the recipient of a four-year U.S. Health Resources and Services Administration’s Scholarships for Disadvantaged Students Program Grant valued at $5.2 million.

Read More Armstrong Launches Childcare Tuition Assistance Program

(February 9, 2017) – In partnership with Atlanta-based nonprofit Quality Care for Children, Armstrong State University recently launched a program, which provides financial assistance for quality child care to parents who are pursuing a four-year college degree.

Read More Armstrong Signs Memorandum of Understanding with Consul General of Mexico to Provide Scholarships

(December 13, 2016) – On Friday, Dec. 9, Consul General of Mexico Javier Díaz de Leó visited Armstrong State University to sign a memorandum of understanding with Armstrong President Linda M. Bleicken. The Hispanic Outreach and Leadership at Armstrong program is a recipient of the Mexican Consulate’s 2016-2017 IME-Becas Scholarship Program, which benefits Mexican and Mexican-American students.

Read More Great Dane’s Hammond for Hope Foundation Awards Two Scholarships to Armstrong

(December 9, 2016) – Armstrong State University has received a three-year commitment from the Hammond for Hope Foundation -- founded by Great Dane -- to fund two scholarships, beginning in fall 2017. One $10,000 scholarship and one $5,000 scholarship will be awarded annually to students working toward graduate degrees in Armstrong’s Communication Sciences and Disorders program. 

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